While many people dream of home ownership, those dreams can quickly become nightmares when faced with a foreclosure. This happens more frequently than most people realize. According to Statista, in 2022, the number of housing units with a foreclosure filing nationwide doubled in size. Here are four ways a foreclosure defense lawyer can help.

1. Early Prevention

Contacting a foreclosure lawyer at the first sign of problems is ideal. These attorneys are well-versed in the complex area of homeownership and foreclosure law. They can listen to your situation, provide advice, and help prevent the foreclosure process before it’s too late. The best way to deal with missed mortgage payments is by addressing them as soon as possible, and an attorney can help with that.

2. Negotiations

Working with your mortgage lender can sometimes feel impossible and frustrating. Luckily, lawyers have the negotiation skills to help get you out of foreclosure before your house is gone. Attorneys can help you speak with mortgage lenders or banks to determine what's necessary to avoid foreclosure. Many lawyers are excellent when it comes to handling pressure and high-conflict negotiations.

3. Protection of Rights

Rights and laws regarding foreclosure often differ from one state or jurisdiction to another. We often see lenders try to use intimidation tactics that ignore your rights to take your house or make you pay them more money. An experienced attorney will know your rights and fight to ensure that they are followed properly when it comes to your home.

Similarly, if your mortgage lender did not follow the law, your lawyer can challenge the foreclosure. Sometimes, this can reverse the foreclosure process so you can keep your house. If you must head to court and follow the proper legalities, an attorney can represent you. You can trust that your foreclosure defense lawyer will build a fantastic defense.

4. Strategies

Lawyers with experience in foreclosure can help you implement strategies to stop foreclosure before your property is gone. Some clients strategically file for bankruptcy to stop the foreclosure process, while others may short-sell their house to stop the process and save their credit. A lawyer will review the various options and strategies available. Then, they can guide you through them.

A professional foreclosure defense lawyer can help you throughout this entire process. They'll negotiate on your behalf, help you reach a decision that works in your favor, and more. Contact us at ForeclosureLegalHelp.com The Law Office of Tepps Treco to schedule a consultation today.